i had claimed against ptr-hun and nekoclicks for 10$ as i have bought some referrals there..about PTR-HUN everyone knows and i can say the same for nekoclicks..paypal helped in me in getting my spent money back and it all took 23 days..not bad at all if you are sure that your money will be returned..i won both cases and have got my 10$ back.. ..so i trust even more in paypal now...and believe me they are the only site which is genuine and legitimate too..