HYIP stands for High Yield Investment Program is just what it sounds like, a program offering a high yield investment. HYIP’s are offering probably the most profitable investments on Internet available today. Interest rates of up to 100% a month is not uncommon. In general the interest rates are ranging anywhere between 5 – 250% a month. HYIP’s are using different investment strategies. Some invest in stocks, others in property. There are even HYIPs investing in other HYIPs. Most HYIP’s use different e-currencies as their way of accepting funds from members. E-gold is undoubtedly the most commonly used one hence the many program names containing “Gold” or “E-gold”. E-currencies makes instant and secure money transfers possible online and have very much paved the way for HYIP’s.